Kentucky State Director, Department of Agriculture and Rural Development Dr. Tom Carew kicked off National Homeownership Month on Friday with a special announcement about the agency’s housing programs .
“Last year we helped more than 4,600 families buy, build or repair a home in rural Kentucky,” Carew said. “We have a number of great programs and partners to help make the American dream of buying a home come true. By expanding homeownership opportunities, we strengthen rural communities and help those who reside in rural Kentucky create wealth and financial stability.”
USDA single-family housing programs include:
The Single Family Housing Direct Home Loan Program provides loans directly to families and individuals so they can buy or build homes in rural America.
The Single Family Home Guaranteed Loan Program allows the USDA to partner with private lending institutions, guaranteeing their loans to help families and individuals purchase homes in rural areas.
The Home Repair Loans and Grants Program provides loans and grants to help families and individuals repair their homes to make them safer and healthier places to live.
The Mutual Self-Help Housing Grant Program provides grants to qualified organizations to help them carry out local self-help housing projects.
Visit the Single Family Housing Program web page or contact a state office of rural development to learn more about USDA homeownership programs near you.
Under the Biden-Harris administration, USDA Rural Development provides loans and grants to help expand economic opportunity, create jobs and improve the quality of life for millions of Americans in rural areas. This aid supports the improvement of infrastructure; Business development; lodging; community facilities such as schools, public safety and health care; and high-speed Internet access in rural, tribal and very poor areas. For more information, visit www.rd.usda.gov.